1. Asset selection and due diligence
We only bring the best assets onchain.
- Every asset admitted to Fractalized passes a three gate framework before it reaches investors.
- Gate 1: the asset must be cash-flow positive, with yield generated from contracted revenues and real economic activity.
- Gate 2: the asset must be capital and expertise intensive, with high barriers to entry that protect the yield.
- Gate 3: the asset must serve an industry critical to global commerce, so it holds its value through cycles.
2. Structuring
Your investment is legally protected from day one.
- Once an asset clears due diligence, it is placed into a dedicated Special Purpose Vehicle. The SPV defines investor rights, valuation parameters, and payout mechanics for that asset specifically. Cash flows, risks, and obligations stay contained within the structure that holds them.
3. Tokenization
Income rights issued as onchain tokens.
- The income rights of each asset are issued as onchain tokens on Base. Each token represents a verified, proportional claim on the asset's operating cash flows. Ownership is KYC-gated at the protocol layer. Only verified investors can hold yield-bearing tokens or receive distributions. Every issuance, transfer, and ownership record is fully verifiable onchain.
4. Fundraising
Invest directly or through partner apps.
- Once tokenized, assets are made available through the Fractalized platform or through licensed distribution partners, including neobank and fintech applications. Investment is supported in USDC or fiat, depending on the channel. One time KYC verification grants access to every asset on the platform without repeated checks.
5. Asset operations
Specialist-managed, real assets.
- Every asset on Fractalized is actively operated by institutional grade managers. Commercial vessels are managed by specialist operators under long-term time charter contracts. Private credit funds are run by regulated financial institutions with audited track records. Infrastructure assets are operated by established industry partners with contracted revenues. The asset operates; you receive the income.
6. Monthly distributions
Yield is delivered automatically, every cycle.
- Monthly operating profit is automatically converted to USDC and distributed to verified token holders via smart contract each month. No claims or intermediaries, just hold the tokens to receive verifiable onchain yield directly to your wallet.
7. Liquidity and exit
Exit when you choose. No lock-ups.
- Each asset has its own dedicated on-chain liquidity pool, allowing secondary market trading without peer-to-peer matching. The intelligent router moves capital across pools, maintaining deep markets and clean exits. Sell your position and receive USDC instantly, with no waiting, lock-ups, or complicated offboarding.